Retirement Planning
Fixed Indexed Annuities offer guaranteed lifetime income, can reduce risk within your portfolio, help you save more for retirement, minimize taxes and provide legacy.
In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term “annuity” relates to a contract between you and a life insurance company, but a charity or a trust can take your place.
There are many categories of annuities.
They can be classified by:
- Nature of the underlying investment – fixed or variable.
- Primary purpose – accumulation or pay-out (deferred or immediate)
- Nature of pay-out commitment – fixed period, fixed amount, or lifetime
- Tax status – qualified or nonqualified
- Premium payment arrangement – single premium or flexible premium
These videos are for educational purposes. We represent many of the top carriers available. We will review your unique situation and be able to offer you a variety of carrier products and plans to choose from.